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Aust-Politics
Australian Political Debate
The great debate 
21st-Oct-2007 11:30 pm
What did everyone think of the great debate tonight?

I missed the first half hour, so maybe you people can help me. It is something I am very curious about, something I believe is of great importance to the level of political discussion in the Australian community.

How many times did Kevin Rudd use the phrase "Working Families"?

As a young single person living alone on about $60k a year, do I count as a "working family"?
Comments 
21st-Oct-2007 06:43 pm (UTC)
"Working families" almost always preceded "doing it tough". Now juxtapose the combined phrase against the description you just gave of yourself.
21st-Oct-2007 07:37 pm (UTC)
No, but in 5 years you might be.
21st-Oct-2007 07:50 pm (UTC)
Exactly. And ten years ago he was part of one.
21st-Oct-2007 11:27 pm (UTC)
The relevation that shocked me the most was that first home owners apparently all have $240k+ mortgages too. Maybe real estate is devestatingly expensive everywhere else in Australia but where I'm from (which is weird because I thought we were in a boom in this region) that's a pretty big mortgage for your first one, especially if you're a working family doing it tough with no laptops. No wonder they all starve on the streets the minute the interest rates rise. I realise $250 - $300k houses aren't particularly glamorous but like, buy what you can afford people, wow.
22nd-Oct-2007 12:00 am (UTC)
A $240k mortgage is nothing in Brissie.
22nd-Oct-2007 04:23 am (UTC)
Yeah but if you can't afford a house in Brisbane... don't live in Brisbane? I know friends who train in to the CBD from Caboolture every day to go to work - not everyone can afford the lifestyle they dream of but it's about being realistic as to whether or not your lifestyle means you can afford to feed your kids.
22nd-Oct-2007 05:19 am (UTC)
Even further out at places like Caboolture places are into the mid to high $200Ks. It's not just Brisbane, but most of South East Queensland that first mortgages are that high - and if you're commuting from Caboolture by train it's $43.20 for a weekly ticket for one adult.
22nd-Oct-2007 05:46 am (UTC)
It costs more in Melbourne to travel into the city from anything over about 10K's out.
22nd-Oct-2007 11:36 am (UTC)
Brisbane is a different city to Melbourne and 10Ks out is still pretty much the CBD in Brisbane.
22nd-Oct-2007 07:57 am (UTC)
As one of the other commenters mentioned, if you live in Caboolture you have higher rail travel. You will also have a lot of trouble with childcare; most centres and after school care operators close at 6pm. There is also the issue of opportunity cost; employers just don't like to hire people who are 'too far' away from their worklplace if they can hire someone who lives nearby.

I agree that people shouldn't expect 'it all' but I think that Australia has major infrastructure problems and that the cost of housing - regardless of where you live - is outrageous. When we bought our duplex we broke a lease. The real estate who re-let our property received so many calls inquiring about the place (our rent was $155 p/w which is extremely cheap for a 2 bedroom unit in Sherwood) that she was telling people it was 'gone' even before the rental inspections took place... How is a person earning the minimum wage, who probably can't afford a car and is therefore limited on where they can live, supposed to pay rent/a mortgage?
22nd-Oct-2007 05:45 am (UTC)
You can buy a house in Australia for under $250K?
(Deleted comment)
22nd-Oct-2007 10:37 pm (UTC)
You should never move to Sydney then.

I am over an hour out of the city in one of the lowest oncome areas and houses here are about $500k, even a 2 bedroom apartment is $400k. I will never be able to buy in this region unless something major happens.
24th-Oct-2007 09:52 am (UTC)
Something major will happen. When the economy tanks (I predict around 2020 or so), then there will be a lot of people out on the streets and lots of houses selling dirt cheap. Until then, start putting your money into a managed fund or something (over that period of time you should be able to get out in time before feeling too many losses) and buy at a mortgagee's auction.
21st-Oct-2007 11:59 pm (UTC)
Working families? Pfft. I will give it to you like this; we have a combined income of $70-$80k, have a $200k mortgage and a six year old son. We do not have to stress about paying the bills, because we budget carefully and have no HECS debt and no 'buy now pay later' bills. Also, as our son is in school, child care isn't an issue. Because the housing boom is only recent, we had the benefit of cheap rent while we paid off my HECS and saved a small deposit. My partner also only worked p/t until our kiddo went to school.

Half the families in kiddos' class? Homeowners. They went to Uni when uni was free, and bought their house before the boom. If they are 'in trouble' then it's their budgeting that is more likely out of whack. How anyone could not afford a $70k mortgage on two incomes well and truly baffles me.

IMHO, there needs to be more priority given to young grads who cannot afford to rent a decent place and have crippling HECS debts, and the working poor who do not have access to affordable rental properties. Some families need help, but there are a hell of a lot of others who are plain greedy and are giving us breeders a bad name.
22nd-Oct-2007 02:31 am (UTC)
Hell, I'd love to be a young single person earning about $60K a year... My last full time job paid 35K a year.
22nd-Oct-2007 04:25 am (UTC)
You are so living in the wrong place - we pay the chick who does our invoices once a month $40k a year.
22nd-Oct-2007 04:38 am (UTC)
I'm living in the same state as you are.
22nd-Oct-2007 06:04 am (UTC)
The secret to getting $60K?

Join the defence force, pretend we're not doing things like buying new cluster munitions, and do as your told ;)
22nd-Oct-2007 05:50 am (UTC)
Howard was destroyed. He looked like yesterday's man. No vision, no hope, do you really want that in a leader? Who gives a damn if the economy has run well for 10 years (whoops sorry, 15, that would be the economy Keating fixed wouldn't it?), I want someone who knows that the cost of running a country is about to skyrocket (we have a lot of unbuilt infrastructure, underfunded schools and hospitals, not to mention global warming), and who has policies accordingly. Unfortunately, I don't see either leader giving much here, but at least Rudd seems to have thought about it.

The debate definitely solidified my position of not voting for either of the major parties, there's no future there.
22nd-Oct-2007 08:12 am (UTC)
yeah, all Howard can boast is the economy (which isn't his accomplishment anyway). My SO gets very angry about this, since money isn't a 'real' thing; it is only some abstract concept and system. this flimsy piece of coloured plastic means nothing.
you know what IS tangible? hospitals, schools etc, but no. all Howard thinks about is imaaaaaaginary money.
22nd-Oct-2007 10:40 pm (UTC)
The thing I noticed most about this debate was that John Howard didn't seem to have any plans, he was always going back to what he has done, but he didn't really say what he was going to do (besides tax cuts).

I want to know what the vision of our leaders are, atleast Rudd seems to have an idea of what he wants to do.

I also missed the first half hour so maybe I missed something.

7th-Nov-2007 04:11 am (UTC)
Hey interesting point there mate sorry i lost count haha good to see you in a politics community how are you?
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